You pay your insurance against cancer before you get it.
A more complicated pre-existing condition would be maybe for kids, young adults whose parents didnt give coverage for , etc. But you could use subsidies to manage those cases and it would be a blip in the budget. If someone deliberately avoided insurance and the catches an expensive disease, he should be toast, because thats the gamble he made and the result of it.
Please also keep in mind that in a state run system, if a treatment is very expensive the state will not give it and thats it. Thats one of the reasons why public healthcare is often cheaper, because it says no to many treatments, which is not something easy to accept for americans.
You pay your insurance against cancer before you get it.
That’s not how things worked pre ACA. The insurance company could drop you after a certain point even if you had paid for coverage.
Also, before the ACA, if your cancer was in remission and then five years later, even if you had continuing coverage, and you tried to get insurance on your own, you couldn’t get it.
A more complicated pre-existing condition would be maybe for kids, young adults whose parents didnt give coverage for , etc.
That’s also not how things worked pre ACA. If you had insurance that you bought yourself and not through your employer and you had a kid who was born with a birth defect, the insurance company wouldn’t cover you.
A more complicated pre-existing condition would be maybe for kids, young adults whose parents didnt give coverage for , etc. But you could use subsidies to manage those cases and it would be a blip in the budget. If someone deliberately avoided insurance and the catches an expensive disease, he should be toast, because thats the gamble he made and the result of it.
Please also keep in mind that in a state run system, if a treatment is very expensive the state will not give it and thats it. Thats one of the reasons why public healthcare is often cheaper, because it says no to many treatments, which is not something easy to accept for americans.